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Own Occupation Disability Insurance
For Your Specialty - Cardiac Electrophysiologist
Job Description
Diagnoses arrhythmias
Duties
Conducts electrophysiology and ablations of a patient’s heart to diagnose atrial fibrillation
Training
- 4-year medical degree program
- 3-year residency
- 2-3-year fellowship
- Board certification
Average
Annual Salary $525,000
Career
Earning Potential* $18,897,912
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Vision impairment
- Arthritis
- Tendinitis
- Bone fractures
- Carpal tunnel
- Degenerative disc disease
- Ruptured or herniated disc
- Cancer
Alternative Non-Clinical Career Fields
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You invested almost a decade of your life to practice medicine as a Cardiac Electrophysiologist. What you may not know is that one out of every four professionals will suffer a career-threatening illness or injury.
Medscape advises that specialist physicians invest between 2% and 6% of their income in disability insurance to ensure financial security should an accident or illness end their career in their chosen specialty.
Uninsured physicians discover they are ineligible for coverage altogether as insurance companies will consider their disability a pre-existing condition.
Should an accident or injury threaten your medical career, True Own Specialty disability insurance from InsuranceMD replaces your full income tax-free when you need it—even if you pivot to a non-clinical career or continue practicing medicine.
Don’t wait and don’t settle. Get coverage today.
Get An "Own" Occupation Disability Insurance" Quote For Cardiac Electrophysiologist
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