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Own Occupation Disability Insurance
For Your Specialty - Interventional Cardiologist
Job Description
Corrects acute heart problems through conventional cardiology and minimally invasive vascular surgery.
Duties
Patient consultations, treatment and medication protocols, surgical procedures.
Training
- 4-year medical degree program
- 3-year residency
- 3-year fellowship
- 1-year fellowship
- Board certification
Average
Annual Salary $500,000
Career
Earning Potential* $17,998,011
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Recurrent headaches
- Arthritis
- Tendinitis
- Bone fractures
- Carpal tunnel
- Degenerative disc disease
- Ruptured or herniated disc
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
It is estimated that one out of four professionals will file a disability claim before they reach retirement. And according to Medscape, specialist physicians should be investing at least 2% of their current income in disability insurance to maintain their standard of living should they suffer a career-limiting illness or injury.
While standalone own-occupation disability coverage promises to protect your standard of living, only True Own Specialty Disability allows you to collect your full income tax-free, even if you pivot to another occupation.
You invested more than a decade in your career. Don’t wait and don’t settle. Get coverage today.
Get An "Own" Occupation Disability Insurance" Quote For Interventional Cardiologist
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