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Own Occupation Disability Insurance
For Your Specialty - Proctologist
Job Description
Provides direct treatment to patients with diseases and disorders of the rectum, colon and anus such as colon cancer, inflammatory bowel disease, Crohn’s disease and polyps.
Duties
Diagnostic assessment, treatment protocols, surgical procedures, and endoscopies.
Training
- 4-year medical degree program
- 5-year general surgery training
- 1-year colon and rectal surgical training
- and state licensure
Average
Annual Salary $390,000
Career
Earning Potential* $14,038
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Bone fractures
- Tendinitis
- Carpal tunnel
- Degenerative disc disease
- Ruptured or herniated disc
- Vision impairments
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You invested more than a decade pursuing your education to practice Proctology. Current statistics estimate that one in four professionals will suffer an accident or injury during their career. Yet those who purchase stand-alone policies from their employer and do suffer an injury or illness find that they are critically underinsured.
And physicians who bypass disability insurance altogether discover they are ineligible for coverage as insurance companies will consider their disability a pre-existing condition.
Medscape advises medical specialists to invest between 2% and 6% of their annual income in disability insurance to protect their standard of living.
True Own Specialty Disability from InsuranceMD will replace your full income tax-free even if you choose a career in another field or decide to continue to practice medicine.
Choose a True Own Specialty disability plan from among seven of the best insurance carriers in the country.
Get An "Own" Occupation Disability Insurance" Quote For Proctologist
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