Compare Own Disability Insurance and Term Life Insurance Carriers at InsuranceMD

Carrier Ratings

A (Excellent)

AM Best Rating

Analysis Report AM Best

A+ (Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

American National offers guaranteed term insurance policies for 10 - 15 - 20 and 30 years. Premiums are guaranteed for the life of the term product.

Whole Life Insurance

American National offers guaranteed cash value, a guaranteed death benefit and dividends through their available whole life product to assist you in meeting our financial goals.

Universal Life Insurance

American National offers traditional flexible benefit permanent Universal Life Insurance. American national offers a guaranteed Lifetime feature that provides you a guaranteed premiuma and coverage for your

Indexed UNIVERSAL LIFE

American National offers this flexible universal life product that allows you to accumulate wealth within the S&P 500 without the negative risk associated with the market.

Final Expense Whole Life Insurance

Guaranteed Issue

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No-Exam Options

American National offers a no exam option for coverage up to $250,000.

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Available Riders

Accelerated Benefit Rider

Accelerates your benefit if you are diagnosed with a Terminal Illness, Chronic Illness or Critical Illness

CHILDREN'S INSURANCE

This rider insurers each child approved at the time of issue or any child born while the rider is in force. The coverage expires when your child reaches the age of 25, at which time the coverage is convertible. This rider is available for an additional premium and availbility may vary by state.

WAIVER OF PREMIUM

Where available, this rider credits the ocst of your policy in the event of your Total Disability

Conversion Options

American National allows you to convert your Life insurance up to $1 million in coverage up to your age of 70.

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Have Questions?

Live Agent Support

Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!

Life Insurance Calculator

Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.

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