Compare Own Disability Insurance and Term Life Insurance Carriers at InsuranceMD

Carrier Ratings

Not Rated

AM Best Rating

Analysis Report AM Best

A (Excellent)

Standard & Poor Rating

Analysis Report Standard & Poor

Ethos is not a true insurance company therefore they do not carry a rating from traditional insurance company rating systems. Ethos provides a custom product reinsured by other insurance carriers like AAA Life, Ameritas Life and CoreBridge. Ethos products are not currently available in the state of New York.

Available Life Products

Term Life Insurance

Ethos offers 10 - 15 - 20 and 30 year term policies. Premiums are guaranteed for the life of the term product. However you cannot purchase more than $2 million in coverage through Ethos. Instant approvals are available upon compleition and submission of your application.

Whole Life Insurance

Ethos has some Whole Life coverage available. Between the ages of 18 - 70 you can purchaes up to $100,000 of coverage. Between the ages of 71 - 75 you can purchase up to $50,000 in coverage and between the ages of 76 - 85 you may purchase up to $25,000 in coverage.

Final Expense Whole Life Insurance

Ethos offers guarantted insurability for up to $20,000 of whole life insurance for the purpose of paying final expenses.

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Available Riders

ACCIDENTAL DEATH BENEFIT

Where available, this rider may be included in your policy and will allow you to access a portion of your death benefit while living if you develop a qualifying medical condtion.

Have Questions?

Live Agent Support

Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!

Life Insurance Calculator

Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.

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