Compare Own Disability Insurance and Term Life Insurance Carriers at InsuranceMD

Carrier Ratings

A++ (Superior)

AM Best Rating

Analysis Report AM Best

AA+ (Very Strong)

Standard & Poor Rating

Analysis Report Standard & Poor

Available Life Products

Term Life Insurance

Haven Life offers guaranteed premiums for 10 - 15 - 20 - 25 and 30, and minimum Death Benefit of $250,000 to $3 million in coverage. This coverage is available between your ages 20 and 64.

Simple Term Life Insurance

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No-Exam Options

Haven Life does offer options for no exam life insurance.

  • When applying Haven Term Life Insurance, a medical exam is “likely” to be required. However, select applicants in excellent may qualify for immediate coverage bypassing the medical exam requirement.
  • When applying for Haven Simple, a medical exam is not required for up to $500,000 in coverage up to the age of 55.
COMPARE NO EXAM QUOTES

Available Riders

Accelerated Benefit Rider

With Haven Term, this rider allows you access to your death benefit if you have been accessed with a terminal illness with less than 24 months life expectancy.

Haven Life Plus

This rider offers numerous benefits and discounts to help you live a healthy lifestyle.

WAIVER OF PREMIUM

Where available, this rider credits the cost of your policy in the event of your Total Disability.

Have Questions?

Live Agent Support

Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!

Life Insurance Calculator

Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.

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