800-538-3767
Available Life Products
Term Life Insurance
John Hancock offers guaranteed term insurance policies for 10 - 15 - 20 and 30 years. Premiums are guaranteed for the life of the term policy.
Variable Life Insurance
For those of you who are more market savvy and prefer the ability to build tax-free wealth tied to the performance of the market, John Hancock has several VUL policies that may suit your needs.
Universal Life Insurance
John Hancock offers traditional flexible permanent universal life products.
Indexed UNIVERSAL LIFE
John Hancock offers this flexible universal life product that allows you to accumulate wealth within the S&P 500 without the negative risk associated with the market.
No-Exam Options
John Hancock allows those who are age 60 and under the ability to purchase up to $3 million of life insurance without a medical exam.
Available Riders
Vitality Plus Program
This program can reward you for living a healthy lifestyle. By adding Vitality to your policy you may qualify for the latest Apple Watch for only $25 plus tax plus other savings and benefits. Check out John Hancock’s Vitality Apple Watch program here.
Terminal Illness & Critical Illness
Where available, this rider allows you to accelerate your benefit for terminal & Critical illness for up to 50% of your death benefit with a maximum of $1 million.
WAIVER OF PREMIUM
Where available, this rider credits the cost of your policy in the event of your Total Disability.
Unemployment Protection
Where available, this rider can be added for an additional fee. This rider will waive your premium if you become unemployed and may be used twice during the duration of your policy.
Conversion Options
John Hancock allows you to convert your policy up until your age of 70. Certain conversion restrictions may apply.
Have Questions?
Live Agent Support
Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!
Life Insurance Calculator
Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.