800-538-3767
Available Life Products
Term Life Insurance
Lincoln National offers guaranteed term insurance policies for 10 - 15 - 20 and 30 years. Premiums are guaranteed for the life of the term product.
Variable Life Insurance
For those of you who are more moarket savvy and prefer the ability to build wealth tied to the performance of the market, Lincoln financial offers Variable Universal Life that may suit your needs.
Universal Life Insurance
Lincoln National offers traditional flexible premium permanent universal Life Insurance.
Indexed UNIVERSAL LIFE
Lincoln National offers this flexible universal life product which allows you to accumulate wealth within the S&P 500 without the negative risk assocated with the market.
No-Exam Options
Linolln National offers no exam term life insurnace for benefits amounts up to $2.5 million.
- Available for people between the ages of 18 and 60
- In order to qualify you must have no major medical conditions and be within healthy height/weight limits.
- You must be a non smoker
- Over the last 5 years you can not have been convicted of a DUI.
- Over the last 3 years you can not have mulitple motor vehicle violations.
- You must be 7 years removed from a felony conviction.
- You may not engage in any hazardous sports.
- If you are a private pilot you must be instrument qualified.
- You can not have applied for coverage with another carrier within the last 6 months.
Available Riders
ACCIDENTAL DEATH BENEFIT
This rider pays you a portion of your death benefit if you become terminally ill.
CHILDREN'S INSURANCE
When available, you may insure all of your children for up to $15,000 per child.
WAIVER OF PREMIUM
Where available, this rider credits the cost of your policy in the event of your Total Disability.
Conversion Options
Lincoln Financial allows you to convert your term life insurance policy at any point in time during your policy or your age of 70 whichever period comes first. You may choose to convert your policy into any of Lincoln Financials available permanent life policies.
Have Questions?
Live Agent Support
Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!
Life Insurance Calculator
Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.