800-538-3767
Available Life Products
Term Life Insurance
Pacific Life offers guaranteed term insurance policies for 10 - 15 - 20 - 25 and 30 years. Premiums are guaranteed for the life of the term policy.
Variable Life Insurance
For those of you who are more market savvy and prefer the ability to build tax-free wealth tied to the performance of the market, Pacific Life has VUL that may suit your needs.
Whole Life Insurance
Pacific Life offers a guaranteed death benefit, guaranteed cash value, and dividiends to help you meet your financial goals
Universal Life Insurance
Pacific Life offers tradtiional flexible universal life insurance.
Indexed UNIVERSAL LIFE
Pacific Life offers this flexible universal life product that allows you to accumulate wealth within the S&P 500 without the negative risk associated with the market.
No-Exam Options
Pacific Life allows for up to $10 million of no exam life insurance.
- This coverage is available to applicants between the ages of 18 and 70
- For up to $3 million in coverage, applicants over the age of 60 must have had a physical with labs from a primary care physiican within the last 12 months.
- For coverage between $3 million and $5 million, applicatns over the age of 50 must have had a physical with labs from a primary care physician withn the last 12 months.
- For any applicant applyin for more than $5 million of coverage, regardless of age, must have had a physical with labs conducted by a primary care physician within the last 12 months.
Available Riders
Accelerated Benefit Rider
This rider allows you to accelerate a portion of your death benefit if you are diagnosed as being terminally ill.
CHILDREN'S INSURANCE
Where available, you may have the ability to include up to $10,000 in coverage per child up to the age of 18.
WAIVER OF PREMIUM
This rider provides you the ability to waive your premiums if you become Totally Disabled
Conversion Options
Pacific Life allows you to convert your term policy up until your age of 70.
Have Questions?
Live Agent Support
Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!
Life Insurance Calculator
Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.