800-538-3767
Available Life Products
Term Life Insurance
SBLI offers guaranteed term insurance policies for 10 - 15 - 20 - 25 and 30 years. Premiums are guaranteed for the life of the term product
Whole Life Insurance
SBLI offers guaranteed cash value, guaranteed death benefit, and dividends within their whole life product to help hyou meet your financial goals.
No-Exam Options
SBLI offers the ability to purchase life insurance for up to $750,000 in coverage.
- You will be required to complete a phone interview.
- Depending on your application SBLI may request records from your physicians.
Available Riders
ACCIDENTAL DEATH BENEFIT
When available, this rider pays up to two times the base policy’s death benfit up to a maximum of $250,000 before your age of 70.
Accelerated Benefit Rider
This rider allows you to received up to 50% of your total death benefit up to $250,000 if you are diagnosed with a terminal illness that will result in a death within 12 months.
Children's Term Life Rider
When available, this rider provides up to $25,000 of term coverage for all of your children up to 23 years of age.
WAIVER OF PREMIUM
This rider may waive your premiums if you become totally disabled for longer than 6 months between the ages of 18 and 55.
Conversion Options
With SBLI you may convert your term policy into a whole life or universal life policy at any point before the end of the term or before your age of 70.
Have Questions?
Live Agent Support
Have questions on which carrier to choose or riders that you might need? InsuranceMD agents are available to help answer your questions. Give us a call or text us at 800-538-3767 or you can chat with us by access our live chat option below. Our licensed agents aren’t commissioned so rest assured that our priority is to help you choose the best life insurance option for you. We’re here to help!
Life Insurance Calculator
Purchasing life insurance can be a daunting decision. Our EZ Calculator tool can help you quickly estimate how much life insurance you might need. Want a more custom and comprehensive life insurance evaluation? Our Personalized Life Insurance Calculator gives you the option to get a detailed life insurance assessment based on your current and future needs.