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Own Occupation Disability Insurance
For Your Specialty - Anesthesiologist

Cardiology

Job Description

Provides direct care to patients during anesthetics procedures and routine care.

Duties

Anesthetic administration and patient monitoring

Training

  • 4-year medical degree program
  • 4-year residency
  • 2-year fellowship
  • State licensure
  • Board certification

Average
Annual Salary $400,000

Career
Earning Potential* $14,398,409

Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.

Common Disabilities:

  • Arthritis
  • Bone fractures
  • Tendinitis
  • Carpal tunnel
  • Degenerative disc disease
  • Ruptured or herniated disc
  • Recurrent headaches
  • Cancer

Alternative Non-Clinical Career Fields

  • Medical Research and Development: Medical Science Liaison
  • Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
  • Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
  • Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
  • Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
  • Writing: scientific manuscripts, CME and test prep materials, Medical journalism

Common Causes of Disability*

1 in 4 Are Disabled Before Age 65**

*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness

Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.

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How True Own Occupation Insurance Benefits You

You invested six figures and at least 10 years of education to enjoy your anesthesiology career. Currently, one in four medical specialists who purchase disability insurance will incur a career-ending illness or injury.

Experts estimate that medical specialists need to invest between 2% and 6% of their annual income in disability insurance to be adequately insured. Those who purchase policies offered by their employer and suffer an injury or illness ultimately discover that the coverage they expected to receive is not enough.

Also, physicians who forego disability insurance altogether become ineligible for coverage as insurance companies will consider an injury or illness a pre-existing condition.

Should an accident or injury befall you before you are ready to retire, True Own Specialty disability insurance from InsuranceMD will replace your full income tax-free even if you choose a career in another field or decide to continue to practice medicine.
InsuranceMD works with seven of the best disability insurance carriers in the country.

Get An "Own" Occupation Disability Insurance" Quote For Anesthesiologist

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