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Own Occupation Disability Insurance
For Your Specialty - Endocrinologist
Job Description
Specializes in gland functions that control hormone release and its effects on bodily functions.
Duties
Patient consultation, diagnostic assessment, treatment protocols.
Training
- 4-year medical degree program
- 3-year residency
- 3-year fellowship
- Licensure
- and board certification
Average
Annual Salary $190,000
Career
Earning Potential* $6,839,244
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Bone fractures
- Tendinitis
- Degenerative disc disease
- Ruptured or herniated disc
- Recurrent headaches
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, Medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You spent a decade pursuing your Endocrinology career. Current statistics show that one in four physicians who purchase disability insurance will eventually file a disability claim.
Experts estimate that specialty physicians should be investing at least 2% of their income in disability insurance. Yet those who buy into employer-sponsored plans are shocked to find the coverage they purchased does not support their current standard of living.
In addition, physicians who bypass disability insurance altogether find that they are ineligible for future insurance plans as their injury and its correlated health challenges are considered a pre-existing condition.
True Own Specialty disability insurance from InsuranceMD will replace your full income tax-free even if you choose a career in another field or decide to continue to practice medicine.
Don’t wait and don’t settle. Get coverage today.
Get An "Own" Occupation Disability Insurance" Quote For Endocrinologist
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