800-538-3767
"*" indicates required fields
Own Occupation Disability Insurance
For Your Specialty - Family Medicine Physician
Job Description
Provides treatment and care to patients with a wide range of conditions; refers those with serious conditions to a specialist or appropriate facility.
Duties
Diagnostic assessment, treatment and preventive care protocols, patient monitoring, supervision of allied health professionals such as nurses and physician assistants.
Training
- 4-year Medical Degree program
- 2-3 Year Residency program
- Optional Fellowship
- and state licensure
Average
Annual Salary $230,000
Career
Earning Potential* $8,279,084
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Tendinitis
- Herniated disk
- Recurrent headaches
- Bone fractures
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, Medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
get a quote
How True Own Occupation Insurance Benefits You
You invested six figures and a decade of your life to become a Family Medicine physician. It is estimated that one in four medical specialists will experience a disability that requires a substantial payout to maintain his or her current standard of living.
According to Medscape, medical specialists need to invest up to 6% of their annual income in disability insurance to be fully insured. Yet those who purchase stand-alone policies from their employer and later suffer an injury or illness discover that the coverage they bought is not what they thought they were getting.
Uninsured physicians discover they are ineligible for coverage altogether as insurance companies will consider their disability a pre-existing condition.
True Own Specialty disability insurance from InsuranceMD will replace your full income tax-free even if you choose a career in another field or decide to continue to practice medicine.
Choose a True Own Specialty disability plan from among seven of the best insurance carriers in the country.
Get An "Own" Occupation Disability Insurance" Quote For Family Medicine Physician
"*" indicates required fields