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Own Occupation Disability Insurance
For Your Specialty - Gastroenterologist
Job Description
Specializes in illnesses related to the digestive system.
Duties
Noninvasive and invasive procedures, diagnostic assessment, treatment protocols, patient monitoring.
Training
- 4-year medical degree program
- 3-year residency
- 3-year fellowship
- Licensure
- and board certification
Average
Annual Salary $400,000
Career
Earning Potential* $14,398,409
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Degenerative disc disease
- Bone fractures
- Tendinitis
- Carpal tunnel
- Ruptured or herniated disc
- Vision impairments
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, Medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You spent a decade and six figures pursuing your career. What they did not tell you in medical school is that one in four medical specialists will file a disability claim at some point before they retire.
According to Medscape, specialty physicians should be investing up to 6% of their annual earnings in disability insurance to protect their income. They also should carefully review the policy they plan to purchase in its entirety before signing it, as many physicians discover that the coverage they thought they had purchased is not the coverage they get when they file a claim.
True Own Specialty disability insurance from InsuranceMD will replace your full income tax-free even if you choose to work in another occupation or if you choose to continue working in medicine.
Choose a True Own Specialty disability plan from among seven of the best insurance carriers in the country.
Get An "Own" Occupation Disability Insurance" Quote For Gastroenterologist
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