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Own Occupation Disability Insurance
For Your Specialty - Geriatric Medicine
Job Description
Provides diagnoses and preventive care to older adult patients in a medical office or hospital setting, and acts as a consultant with other specialists
Duties
Diagnostic assessments; treatment protocols; patient, peer and family consultations
Training
- 4-year medical degree program
- 3+-year residency
- 2-year fellowship
- and state licensure
Average
Annual Salary $190,000
Career
Earning Potential* $6,839,244
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Bone fractures
- Tendinitis
- Degenerative disc disease
- Ruptured or herniated disc
- cancer
- Recurrent headaches
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, Medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You invested nearly six figures and 10 years into your specialty. And it’s estimated that one in four medical specialists who purchase
You invested nearly six figures and 10 years into Geriatric Medicine. Experts estimate that one in four professionals will experience a career-limiting disability before they retire.
Medscape advises physicians to invest between 2% and 6% of their annual income in disability insurance to be fully covered in the event of a debilitating illness or injury.
The majority of specialists who purchase employer-sponsored policies and later suffer an injury or illness discover that the coverage they thought they were getting is not what they expected. And uninsured physicians find they are ineligible for coverage altogether as insurance companies will consider their illness a pre-existing condition.
True Own Specialty disability insurance from InsuranceMD will replace your full income tax-free even if you choose a career in another field or decide to continue to practice medicine.
Choose a True Own Specialty disability plan from among seven of the best insurance carriers in the country.
Get An "Own" Occupation Disability Insurance" Quote For Geriatric Medicine
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