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Own Occupation Disability Insurance
For Your Specialty - Neurologist
Job Description
Provides diagnoses and treatment to patients suffering a disorder of the nervous system, including the brain spinal cord and peripheral nervous system.
Duties
Diagnostic assessments, treatment protocols, research.
Training
- 4-year medical degree program
- 1-year internship
- 3-year residency
- Possible fellowship
- State licensure
Average
Annual Salary $250,000
Career
Earning Potential* $8,999,006
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Bone fractures
- Tendinitis
- Degenerative disc disease
- Ruptured or herniated disc
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You spent a decade preparing for your Neurology career. What you don’t learn in medical school is that one out of every four professionals will incur an illness or injury that seriously threatens their career of choice.
Estimates from Medscape indicate that physicians specializing in Neurology should invest between 2% and 6% of their annual income in disability coverage to ensure financial security should an accident or illness disrupt their career. Those who purchase employer-sponsored coverage discover that the coverage they expected to receive just isn’t enough to maintain their standard of living.
Physicians who forego disability insurance altogether become ineligible for coverage as insurance companies will consider their injury or illness a pre-existing condition.
Should you fall victim to an accident or injury before you are ready to retire, True Own Specialty Disability from InsuranceMD replaces your full income tax free—even if you pivot to a non-clinical career in another field or decide to continue practicing medicine.
Choose a True Own Specialty disability plan from among seven of the best insurance carriers in the country.
Get An "Own" Occupation Disability Insurance" Quote For Neurologist
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