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Own Occupation Disability Insurance
For Your Specialty - Neurosurgeon
Job Description
Provides surgical intervention on diseases and injuries related to the spinal cord, brain, peripheral nerves and their related structures.
Duties
Diagnostic assessment, surgical procedures.
Training
- 4-year medical degree program
- 1-year residency
- 5-year specialty training
- Board certification
- State licensure
Average
Annual Salary $690,000
Career
Earning Potential* $24,837,256
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Bone fractures
- Tendinitis
- Carpal tunnel
- Degenerative disc disease
- Recurrent headaches
- Ruptured or herniated disc
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You invested six figures and well more than a decade of your life to become a Neurosurgeon. It is estimated that one in four professionals will experience a disability that seriously threatens their livelihood.
According to Medscape, surgeons must invest at least 2% of their annual income on disability insurance to be fully insured. Those who purchase stand-alone policies from their employer and later suffer an injury or illness are shocked to discover their income slashed.
Uninsured physicians discover they are ineligible for coverage altogether as insurance companies will consider their disability a pre-existing condition.
True Own Specialty Disability from InsuranceMD will replace your full income tax-free even if you choose a career in another occupation or decide to continue to practice medicine.
Don’t wait and don’t settle. Get coverage from among seven outstanding disability carriers today.
Get An "Own" Occupation Disability Insurance" Quote For Neurosurgeon
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