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Own Occupation Disability Insurance
For Your Specialty - Sports Medicine
Job Description
Provides treatment to patients with musculoskeletal sports-related injuries and chronic health conditions.
Duties
Diagnostic assessment, treatment protocols, patient and peer consultation.
Training
- 4-year medical degree program
- 1-year residency
- 2-year fellowship
- Licensure
- and board certification
Average
Annual Salary $235,000
Career
Earning Potential* $8,459,065
Example is based on career averages for medical specialty listed above.
*Career After Tax income is based on an individual at the age of 35 and retiring at the age of 70 with 2% inflation pay increases assuming a total state/federal income tax of 28%.
Common Disabilities:
- Arthritis
- Degenerative disc disease
- Ruptured or herniated disc
- Cancer
Alternative Non-Clinical Career Fields
- Medical Research and Development: Medical Science Liaison
- Digital Health: Clinical Informatics, Digital Health Advisor, Telemedicine Physician
- Consultant/SME: Medical Expert Witness, Independent Medical Evaluator, Utilization Reviewer, Physician Life Care Planning (legal) Consultant
- Hospital Administration: Hospital Executive Director, Medical Director, Physician Reviewer
- Education: Professor of Medicine, Medical Education Specialist, Continuing Education Manager, Physician Career Coach
- Writing: scientific manuscripts, CME and test prep materials, medical journalism
Common Causes of Disability*
1 in 4 Are Disabled Before Age 65**
*Common Causes of Disability provided by the Council for Disability Awareness
**Odds of disability provided through the Council for Disability Awareness
Own Specialty Disability Insurance free from limitations that prevent you from earning an income in your occupation but perhaps in a different capacity or in another occupation entirely.
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How True Own Occupation Insurance Benefits You
You spent almost a decade and upwards of six figures in your pursuit of a career in Sports Medicine. What you may not know is that one in four medical specialists will have to file a disability claim at some point in their career.
According to Medscape, Sports Medicine physicians should be investing up to 6% of their annual income in disability insurance. Those who purchase stand-alone disability policies and file a disability claim discover that the insurance company severely limits what they define as a disability.
And most carriers deem uninsured physicians ineligible as they consider their injury and its correlated health challenges to be a pre-existing condition.
Unlike these insurance providers, True Own Specialty Disability from InsuranceMD replaces your entire income tax-free even if you choose to work in an alternative career of your choosing.
Don’t wait and don’t settle. Get coverage today.
Get An "Own" Occupation Disability Insurance" Quote For Sports Medicine
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