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Unlike some other disability plans, this plan contains a preferred definition of disability. If you are unable to perform the duties of "your own medical specialty," benefits CAN be payable up to age 67.

AMA Insurance – Disability Pro Physician Disability Insurance

Rates may be adjusted on a class-wide basis. For example, a "class" may be a group of insureds of the same age group.

AMA Insurance – Disability Pro Physician Disability Insurance

You can receive a residual benefit if you return to work on a part-time basis in your own specialty or any other specialty or occupation if your monthly income is reduced by at least 20 percent, and you first receive benefits for total disability. The residual benefit is based on a percentage of your total monthly disability benefit.

AMA Insurance – Disability Pro Physician Disability Insurance

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