When it comes to protecting your financial well-being as a doctor, disability insurance is a vital investment. However, navigating the complexities of disability insurance can be a daunting task. That’s where InsuranceMD, led by the experienced Nick Trawinski, can make all the difference. With over two decades of experience in working with physicians, InsuranceMD is your trusted partner in securing the disability insurance coverage that suits your unique needs. In this article, we’ll explore why doctors should consider working with InsuranceMD for their disability insurance needs.
A Comprehensive Approach to Disability Insurance
One of the first things to understand about disability insurance for doctors is that there are only six carriers that offer true own specialty/occupation disability insurance: Ameritas, Guardian, MassMutual, Mutual of Omaha, Principal, and The Standard. At InsuranceMD, we have established relationships with all of these carriers, which enables us to provide you with an unbiased view of your options.
Objective Guidance, Not Carrier Pushing
When shopping for disability insurance, it’s important to recognize that rates for disability insurance are regulated, and no insurance professional can provide different rates. So, how do you choose who to work with? The answer lies in finding a company like InsuranceMD that shows you all the available options. We are committed to providing you with objective guidance rather than pushing a particular carrier. Our focus is on helping you make informed decisions that will benefit you the most when you need it most.
A Practical Approach to Sales
At InsuranceMD, we take a practical approach to sales. We’ll give you the information you need to hear, not just what you want to hear. Our commitment is to ensure you’re equipped with the right coverage to protect your financial future in times of need.
Proven Track Record and Testimonials
Our track record speaks for itself. We have earned 5-star reviews on Google from physicians across the country—both those we’ve sold policies to and those we haven’t. Our testimonials show that we only recommend replacing existing coverage when it’s genuinely in your best interest. Your financial well-being is our priority.
In-Depth Knowledge and Expertise
Nick Trawinski, the owner and founder of InsuranceMD, possesses in-depth knowledge that is second to none in the physician marketplace. He excels in comparing employer disability plans, association-provided disability plans, and coverages offered by other carriers not considered true own occupation carriers. With Nick’s expertise, you can trust that you’re receiving guidance from a true industry expert.
Comprehensive Service and Communication
We understand the importance of seamless communication and document management. That’s why we provide a secure client portal for communication and document safekeeping. You’ll have lifetime digital access to your policy documents, ensuring your important information is always at your fingertips.
Partnerships for Peace of Mind
To further ensure your protection during a claim, we’ve vetted some of the top disability attorneys in the country, such as the Dell and Schaefer law firm. Our goal is to make sure all our clients are paid properly during a claim, providing you with peace of mind in times of uncertainty.
Accessible and Knowledgeable Team
Our agency staff and managers are all licensed professionals, ready to answer your questions on your schedule. We prioritize prompt and accurate responses to ensure you have the information you need when you need it.
Choosing the right disability insurance is a critical decision in securing your financial future as a doctor. InsuranceMD, led by Nick Trawinski, offers expertise, objectivity, and exceptional service that set us apart in the industry. We are your trusted partner in navigating the complexities of disability insurance, ensuring you have the coverage you need to protect your financial well-being. Make the wise choice and work with InsuranceMD for peace of mind and financial security.